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Vermeil is a process in which Sterling Silver is plated with a Karat gold plating. This 17 inch choker looks and feels like the real thing. It is Gorgeous! Hammered gold discs and circles intermingled with Freshwater Pearls in a coin design, and then finished off with a Gold Filled Toggle Clasp with a Coin Pearl gracefully dangling from the Toggle. A unique design, it can be worn with the clasp in the front. This is a Classic and Timeless necklace. There really is nothing like Gorgeous Pearls!